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This is the one scam you are almost certain to come across if you do online dating for any length of time.
The sequence goes something like the following: 1) you are approached on your online dating site by somebody from abroad, or who claims to live in the UK but work abroad - usually Nigeria, but also quite often countries such as Ghana, Ivory Coast, and other west African countries.
In one high profile case in September, two men were convicted of scamming 12 women out of nearly £250,000 via a dating website, one of whom lost £174.000.
In Australia this year some 43 people have lost more than 0,000 each through on-line dating fraud.
From a financial perspective, it is estimated that globally the industry is worth more than £3bn.
If members have to use a debit or credit card to sign up, they are also traceable, which may deter less genuine people from joining.
Be cautious when sharing personal information that could reveal your identity.
In the USA today 33% of couples have met online and by 2040 this number is predicted to rise to 70%.
The China dating application Momo, launched in 2011, has 100 million registered accounts and 40 million monthly active users.
Never give out your credit card number or bank information; never share your Social Security Number, mother’s maiden name, or other private information that can be used to access your financial information, and never send money to someone you meet online, especially by wire transfer.